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This is a recurring post, regularly updated with new information.

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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. Some credit cards are restrictive when it comes to earni. Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time you spend.

We may receive compensation when you click on links to those products.

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